SOUTHERN MISSOURI BANCORP, INC.

SMBC · NASDAQ

Savings Institutions

outhern Missouri Bancorp, Inc., a Missouri corporation, was organized in 1994 and is the parent Company of Southern Bank. Southern Bank was originally chartered as a mutual Missouri savings and loan association in 1887. In 2004, the Bank converted from a Missouri chartered stock savings bank to a Missouri state-chartered trust company with banking powers.